He 78% of the students who graduated and who have an active payment schedule for the State Guaranteed Credit (CAE) has a monthly fee no more than 2 UF (74,780 pesos)revealed the public account of the Ingresa Commission.
In detail, the administrator of the Credit System for Higher Studies reported that On average, the monthly amount paid by this group is 0.88 UF (32,930 pesos) and the average balance they maintain is close to 179 UF (6,692,000 pesos).
Added to this group are another 67 thousand graduates who have a fee of between 2 and up to 4 UF, with a monthly average of 2.73 UF (102,076 pesos).
Regarding the distribution of the debtors who deserted with active payment schedulehe realized that 74% of them have installments less than 75 thousand pesosan average monthly amount that is around 33 thousand pesos and an average balance of 3,252,000 pesos.
As stated ThirdIngresa also revealed that The debt as of December 31, 2023 was 283 million UF, which is equivalent to about 11.9 billion pesos. This figure includes the fees of those who are up to date and those who are delinquent.
Likewise, it was reported that 48.2% of the entire universe with active payment -199.2 thousand people between graduates and dropouts- They pay less than one UF monthly (37,390 pesos as of May 23), with an average of 0.54 UF (20,191 pesos).
While another approximately 122,100 people pay between 1.01 and 2 UFwith an average of 1.44 UF (53,842 pesos) every 30 days, so for 77.7% of people with active payments, their average fee is 0.88 UF (32,903 pesos).
The aforementioned media also pointed out that the report addresses enforced guaranteeswhich relate to the credits that, due to default by the debtors, had to be executed both for the Treasury and for the educational institutions.
The figure is close to 1,968 million dollars since the beginning of the CAE in 2006which corresponds to the effective cash expenditure disbursed to pay the guarantees and does not include the lower collection due to non-payment of graduated students, whose loans were financed by the Treasury.
This information is given in the midst of an intense debate over the project to forgive the CAE debt promoted by the Governmentwith strong criticism from the opposition and differences within the same coalition.